Finance your next car, truck or machine without draining your cash.
We compare 40+ lenders to finance cars, utes, trucks and machinery for your business, structured around your cash flow, not just the price tag.
Takes 60 seconds. A broker calls you with your options. Free, no obligation.
- No impact on your credit score
- Real brokers, not a call centre
- Low doc options for newer businesses
Watch · 2 min
Check if you qualify for vehicle finance
Takes about 60 seconds. A Finbay broker reviews your answers and calls you with your options. No obligation.
Finbay Group Pty Ltd t/a Finbay Capital, Credit Representative 461520, is authorised under Australian Credit Licence 389328.
Four things worth checking before you buy
The right structure can make a real difference to cash flow and tax.
Tying up cash in a depreciating vehicle
Paying cash for a car, truck or machine locks up money you could use elsewhere in the business.
Missing tax deduction opportunities
The right finance structure can change your tax outcome. We help you find the one that suits your situation.
Slow settlement holds up delivery
Some lenders can approve and settle vehicle finance within 24 to 48 hours, so you're not left waiting on a dealer.
New ABN or limited financials
Low doc options exist for newer businesses that don't have years of tax returns ready.
From enquiry to delivery
The same process behind every Finbay client, tuned for vehicle and machinery finance.
Discovery
We map your financial position and what you’re trying to achieve, no jargon, no pressure.
Research & strategy
We compare your options across our 40+ lender panel and build a tailored strategy for your situation.
Approval
We manage the paperwork and liaise with the lender directly to keep your approval moving fast.
Settlement
We coordinate directly with your dealer or supplier so your vehicle or machine is settled and delivered without delay.
Ready to see what you qualify for?
Hey, I'm Scott
Founder & Managing Director: Built on Strategy, Integrity & Real Outcomes
We've helped countless clients secure business loans and asset finance with tailored strategies, and I've vowed to donate $25 from every loan to the Mark Hughes Foundation in honour of my father.
Backed by a Specialist in Asset and Business Finance
Alongside me, Jake Jones brings 7+ years of experience in asset and commercial finance, structuring equipment, vehicle and working capital finance that fits how business owners actually operate.
20+ Years of High-Level Experience in Finance & Risk
Decades spent in asset finance and credit environments means I've seen every lending scenario under the sun. Clients love knowing they've got someone who can spot problems before they happen and steer them safely through the process.
Free to check, no obligation to proceed.
Real results, real Finbay clients
Genuine reviews from our Google Business Profile.
“I had a great experience with Finbay Capital. Scott was amazing and extremely helpful throughout the entire process. He made everything clear, easy to understand, and was always available to answer any questions.”
“Scott is honestly on another level. From start to finish, he made the whole process smooth, stress-free, and actually enjoyable, something I never thought I'd say about dealing with finance. No confusion, no runarounds, just honest advice.”
“Scott was exceptional to work with! It was my first time getting a car loan and he made the experience easy to understand, with clear, transparent communication, and now I get to drive around in my new dream car.”
“Jake from Finbay was an absolute gun, communicative and very persistent. When we said what we wanted, the man went above and beyond to deliver, and less than a fortnight later it was on the driveway. Absolutely stoked!”
Free to check, no obligation to proceed.
Vehicle finance, answered
Plain-English answers to the questions we hear most.
Ready to finance your next vehicle? Let's find out what you qualify for.
Free to check, no obligation to proceed.